"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Past Clients
Mr. & Mrs. Jamison
Moved into their forever home!
Reviews
Susie helped us get the house we needed and wanted :) .
Connie Moua
Susie helped us get the house we needed and wanted :) .
Adrian Coronado
Susie is an amazing real estate agent! I've had the pleasure of working with her for a couple of years now, and it’s always fun & easy! Not only did I gain a wonderful agent to work with, but I gained a friend too! What sets her apart is her genuine care for clients, willingness to go the extra mile, and consistent follow-ups. ✨ I highly recommend her and I look forward to continue helping her & her clients’ find the perfect D.R. Horton home! 🏡 Thank you for all that you do, Susie and here’s to closing more deals together! 💕
Alex Horton
The best realtor will recommend 100% Found us exactly what we were looking for and got us the deal we wanted. And was always readily available when needed for a showing or any questions we had. Thank you for all your help
Eddie Montoya
Great person to work with. Very helpful, knowledgeable, and there when you need her. She has help us sell and buy, help multiple family and friends of ours purchase homes and also sell their home. When it comes to real estate needs we look no further and make the one call to Susie.
Chad Auzenne
Susie is an amazing real estate agent. She is super transparent, very good communication, kind, and a great negotiator. I highly recommend Susie Martinez if you are buying or selling your home. It will be the best decision you ever made.